haha Maybe not that bad, but DH and I did go out to eat with my 2 brothers and a gf, so we ended up spending a whopping $34! However we did have fun and I made sure to add a few bucks into our savings account to finally bring it over $100!!! WAHOOEY lol One of these days, we'll finally get our emergency fund ... well funded.
I also completed my final exam for my class, so I'm sitting pretty till January =D They better not cancel my last class again... I would be pissed... GR Gotta keep positive... So far we have 6 people registered for it... i think it needs around 10 or 12 to not get canceled... but i dunno for sure. I wonder if they would tell me if I called and asked them... hmm... Any ideas?
Thursday, November 29, 2007
Wednesday, November 28, 2007
Some stuff on my mind...
It looks like I need to be aware of some possible expenses coming up. Our son's dermatologist appt is coming up on Dec. 6th, and we're going to need to find some money for that, we're still hoping our health insurance will cover it, but you never know.
Also, we NEED to get our kids in to get dental check-ups and whatever kind of cleaning & sealing they do for little kids, so I need to make an appt for that and that should all be covered by the insurance. Just gotta get motivated to take both of them and fill out the paperwork and get our file straighted out since for whatever reason they are still attaching my file to my parent's even though I handle my own everything, don't live in the same house, etc... crazy people lol I really hate having to deal with things like that... Why can't they just fix it already?!
And let's see... DH wants to go back to his dr. and see what else the dr. thinks he should do to help his headaches. I just wish DH would go to a new Dr. who wasn't so ready to write prescriptions for every little problem. I mean, DH is 25 and is already on 2 high blood pressure medicines. I think the doc should at least make an effort and tell him he needs to take better care of himself before he goes writing him prescriptions. This is the same stupid dr. who just decided that DH needed allergy testing and serum when DH went in complaining of headaches. ARGH i can't deal with either of them! =P
Also, we NEED to get our kids in to get dental check-ups and whatever kind of cleaning & sealing they do for little kids, so I need to make an appt for that and that should all be covered by the insurance. Just gotta get motivated to take both of them and fill out the paperwork and get our file straighted out since for whatever reason they are still attaching my file to my parent's even though I handle my own everything, don't live in the same house, etc... crazy people lol I really hate having to deal with things like that... Why can't they just fix it already?!
And let's see... DH wants to go back to his dr. and see what else the dr. thinks he should do to help his headaches. I just wish DH would go to a new Dr. who wasn't so ready to write prescriptions for every little problem. I mean, DH is 25 and is already on 2 high blood pressure medicines. I think the doc should at least make an effort and tell him he needs to take better care of himself before he goes writing him prescriptions. This is the same stupid dr. who just decided that DH needed allergy testing and serum when DH went in complaining of headaches. ARGH i can't deal with either of them! =P
Tuesday, November 27, 2007
November Update
Well, I just updated the side bars... and here is the recap for this month... Pretty sweet, but I know December is gonna suck with all the Christmas gifting and travel going on. However, I think I convinced DH that next year we are definitely setting up a Christmas Fund since being broke around Christmas for the past few years is so not working. =D Anyway, on to the pretty update!
11/27/2007
Old Navy $0.00
CareCredit $385.55
AnB $838.00
Dell $1,040.00
Citi $3,561.13
BofA $5,186.00
C Car Loan $8,843.26
M Car Loan $11,996.23
Total Debt: $31,850.17
Monthly Change: -$566.32
Total Debt Reduction: -$1,315.08
I'll try to update those charts again when I get home. bleh i'm so lazy =)
11/27/2007
Old Navy $0.00
CareCredit $385.55
AnB $838.00
Dell $1,040.00
Citi $3,561.13
BofA $5,186.00
C Car Loan $8,843.26
M Car Loan $11,996.23
Total Debt: $31,850.17
Monthly Change: -$566.32
Total Debt Reduction: -$1,315.08
I'll try to update those charts again when I get home. bleh i'm so lazy =)
Friday, November 16, 2007
Thursday, November 15, 2007
Oh yeah...
Oh yeah, and if I remember I'll find those Excel charts I was making and post them later tonight. Pretty nifty lookin' even if I'm not making great progress.
Grumble
Well, of course... I doubt I'll be able to pay off that stupid CareCredit this month. Freaking pisses me off. I don't even want to talk about it, it's so aggravating. I feel like I'm never going to get ahead on this stupid debt.
On a better note, I scheduled DS's dermatologist consult appointment. It's Dec. 6th, really I'm hoping they'll go ahead and do his skin tag removal that day, so we can get it over with, but they'll prolly have to set up another appointment to aggravate me =D
Anyway, I'm just hanging on for the ride right now. Hopefully we can afford Christmas without going nuts and charging everything we decide we want. Or going nuts and killing eachother haha Now that would be a blog post =D Anyway, now I sound crazy, so I'm gonna go lol
On a better note, I scheduled DS's dermatologist consult appointment. It's Dec. 6th, really I'm hoping they'll go ahead and do his skin tag removal that day, so we can get it over with, but they'll prolly have to set up another appointment to aggravate me =D
Anyway, I'm just hanging on for the ride right now. Hopefully we can afford Christmas without going nuts and charging everything we decide we want. Or going nuts and killing eachother haha Now that would be a blog post =D Anyway, now I sound crazy, so I'm gonna go lol
Friday, November 9, 2007
Kinda a jumbled mess in my head, but here we go!
I just had to brag that at work yesterday I got to help build our new phone contact center. I mean, I actually got to enter it into the computer to set it up and everything! Yea me! Should get to finish it up today, and on Monday it should work. I'm so proud of myself =D
On another note, DH seems to like his new job. I'm proud of him too and everything seems to be going good for us right now.
Now, last night I was trying to create some kind of chart showing my progress, and I hate seeing that my credit cards have actually increased since I started this whole journey towards no debt, and I just wanted to explain at least a little of why that happened. Basically, all was going good until I was signed up for my 2 last classes for my associates and my stupid school ended up canceling one. Well, that created a hairy mess because you have to be enrolled at least half-time (6hrs) to qualify for stupid financial aid AND even for student loans. Why? I have no freaking clue. Anyway, I ended up deciding to go ahead and take my 1 class that hadn't been cancelled and I ended up having to charge that class- leading to a like $600 increase in one month *Sigh*
Anyways, after that, we also had some family health stuff come up and the dr. bills came in, leading to the $200 charge on CareCredit for DH's and a separate bill for DD's hospital which is on a payment plan. Stupid payment plan puts a damper on my debt snowball capabilities. So, I'm just turtling along until we either pay off something or come into some extra money to be able to throw on that CareCredit card.
But I really really really want to get DS in to the Dr. to look at some skin tags and see if we can get them removed, since we've already met our yearly deductable, but I'm afraid they're going to call it cosmetic work and not be covered by our insurance. I guess a consult won't hurt.... I'll have to think about it... *shrug* i dunno lol
On another note, DH seems to like his new job. I'm proud of him too and everything seems to be going good for us right now.
Now, last night I was trying to create some kind of chart showing my progress, and I hate seeing that my credit cards have actually increased since I started this whole journey towards no debt, and I just wanted to explain at least a little of why that happened. Basically, all was going good until I was signed up for my 2 last classes for my associates and my stupid school ended up canceling one. Well, that created a hairy mess because you have to be enrolled at least half-time (6hrs) to qualify for stupid financial aid AND even for student loans. Why? I have no freaking clue. Anyway, I ended up deciding to go ahead and take my 1 class that hadn't been cancelled and I ended up having to charge that class- leading to a like $600 increase in one month *Sigh*
Anyways, after that, we also had some family health stuff come up and the dr. bills came in, leading to the $200 charge on CareCredit for DH's and a separate bill for DD's hospital which is on a payment plan. Stupid payment plan puts a damper on my debt snowball capabilities. So, I'm just turtling along until we either pay off something or come into some extra money to be able to throw on that CareCredit card.
But I really really really want to get DS in to the Dr. to look at some skin tags and see if we can get them removed, since we've already met our yearly deductable, but I'm afraid they're going to call it cosmetic work and not be covered by our insurance. I guess a consult won't hurt.... I'll have to think about it... *shrug* i dunno lol
Thursday, November 8, 2007
Changes
Haha.. I love making changes to this blog...I wish I knew how to make it look really cool though. I might have to start doing some self-training =D
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