I am a 25-year-old single, working mother of 2. I've got a lot resting on my shoulders, and I'm embarking on a journey to improve my finances and be able to enjoy life with my family without the constant stress of money problems. I'm sick and tired of being sick and tired!
Wednesday, June 25, 2008
Two steps forward, and one step back
Isn't it always like that? We start making some progress, and then life gets in the way (or in our case, we sabotage ourselves)... Point being, DH and I went clothes shopping today. I was down to 1 pair of jeans and DH had 2 or 3 pairs left. So we were headed home from work and suddenly my mouth starts moving and I blabber "Hey, want to go to Old Navy and get another pair of jeans?" So off we go to Old Navy and I find 2 pairs of jeans I like but I can't find my freaking size. Why is it so hard to stock clothes so that there's not 20 size 14s left and no size 4s or 6s or 8s... Are we stocking more for the "large" now? Or did every other "normal" butt get there before me? ARGH. So I grab a pair that are a different style in my size and somehow grab a shirt instead. HUH? uh hello, you went for jeans, and you grab a shirt???... But of course I'm probably going to keep it since I'm running low on shirts that don't have holes in them. Anyways, we spent over $100 together, which isn't a lot to most people, but is a huge deal when you're trying to get out of debt.
Sunday, June 22, 2008
New Networth total!
I finally found out what our house appraised for when we bought it, and according to our county data it's value is $135,600!!! Our mortgage is $122,400, so that brings us a nice jump in networth. WOOHOO! And I am in the black for the first time in a LONG time! Check it out, almost 6k in the positive! I'm grinning like the Cheshire Cat =D
Ahhh back home...
Bleh... we just got back from camping with DH's family. Yea, woopie, way to go me, right? Yeah well camping is one of my least favorite things to do. My parents used to take us camping and I hardly remember it, but if I was ANY older I'm sure I would have HATED it lol. Well anyway, we're back and I survived somehow =) But the crazy thing about going out in the woods and losing access to every kind of technology available (we were in a valley or some kind of force-field-shielded forest and even the cell phones had ZERO bars) is that I have no idea what day it is. It's weird we were only out there 2 days but good grief. All I know is that it's Sunday and I have to work tomorrow lol. I suppose it's time to look at our bills and make sure we're not close to missing any payments or anything. I love it when that I think the only logical thing to do when you get back to civilization is to hop on the computer and write a blogpost lol =)
Tuesday, June 17, 2008
Reality.. House Payments
Well that house payment time is sneaking up fast, exactly 2 weeks from now. Yeah, I know we have plenty of money right now, but just the idea that we're gonna be putting down $890 every month is kinda startling. Yes, I know what we got into buying a home, but still I think it's spending that amount of money for one thing... every month... for possibly 30 years. It's just sobering to me. Anyway, that's all I'm thinking about right now. Not much else going on.. plodding along with the credit cards and car payment.. same 'ol same 'ol. I guess a good thing coming in 2 weeks is that I get to update my numbers again =) Woohoo!
Thursday, June 12, 2008
hm... DH vacation day wasn't really much of a vacation
Well my DH took the day off today to stay home and wait for FEDEX. I wrote him a list of stuff to do while he waited =) And I'm proud that he finished almost all of it! Plus he did do the most important things on the list so I'm happy.. But he's tired. Poor man never new how much work was waiting for him =P I'll probably finish up some of the little stuff tomorrow and this weekend and we'll be kinda caught up on LIFE lol
Wednesday, June 11, 2008
Happy Birthday!
..to my daughter, who just turned 5 yesterday! We bought her a computer game she wanted and a new bike! She's so excited. Her party is on Saturday and she can't wait.
I'm stressed out from family drama.
My mom has seriously lost her mind. She is going out of town this weekend and I didn't tell her about my daughter's party so she assumed I wasn't having a party for her. Then she assumes I didn't invite her because I'd rather hang out with my dad. I just want to knock her upside the head right now. SHE was the one who planned to go out of town both last weekend and this weekend! I CAN'T PLAN FOR EVERYONE ELSE'S CRAP! This is NOT about her it's about my daughter SHEESH!
I'm stressed out from family drama.
My mom has seriously lost her mind. She is going out of town this weekend and I didn't tell her about my daughter's party so she assumed I wasn't having a party for her. Then she assumes I didn't invite her because I'd rather hang out with my dad. I just want to knock her upside the head right now. SHE was the one who planned to go out of town both last weekend and this weekend! I CAN'T PLAN FOR EVERYONE ELSE'S CRAP! This is NOT about her it's about my daughter SHEESH!
Monday, June 9, 2008
Fully updated
Well at least I think it is =P I haven't added the mortgage yet.. I will need to do that soon. I haven't found a good way to track the value of the home though. I looked online for a few, but they don't have our street built on mapquest or anywhere yet, so it's hard to make sure they're talking about our house... makes me question it anyway. Let me know if anyone has any ideas how to find the value for our networth calculations.
End of May update (belated of course =D)
Finally! And here we go:
Old Navy- $0
Zales- $0
Best Buy- $0
Care Credit- $0
Dell CC- $0
AnB CC- $923.79
Citi CC- $4076.28
BoA CC- $5089.31
Toyota Loan- $28720.92
Total- $38810.30
Down $4,410.87 Woohoo!
And I will have to update the sidebars and Networth IQ later! It's dinnertime!
Old Navy- $0
Zales- $0
Best Buy- $0
Care Credit- $0
Dell CC- $0
AnB CC- $923.79
Citi CC- $4076.28
BoA CC- $5089.31
Toyota Loan- $28720.92
Total- $38810.30
Down $4,410.87 Woohoo!
And I will have to update the sidebars and Networth IQ later! It's dinnertime!
And it seems I'm a liar
And it seems I'm a liar because I STILL haven't posted... DH has been hogging my computer ever since his blew up (literally, like Pow Pow! and smoke came out the back) and so it makes me a completely unreliable writer. Oh well.. maybe when I get home from work tonight I can gather everything together.
Saturday, June 7, 2008
Oh yeah!
Oh yeah! And besides all of the changes in my personal life I had to update everyone with, I will have my end of May numbers sometime! lol I'm so late =P Really, I can't even remember if I posted my end of April numbers... I guess I'll have to check on that tomorrow after I get some sleep.
I'm back!
Wow has it really almost been a month since I last posted?!? Let's get started then! We closed on our house on the 23rd of May and moved everything on my DH's birthday (poor guy!) the 24th. Since this was a new house we've been waiting on getting our cable/internet hooked up since then. It's been bad. We've definitely gotten more stuff done around here than we would have if we had our Internet, but I still want some downtime sheesh. Anyway, the house is shaping up nicely; we still have some stuff to do, but it's getting comfortable finally.
Another huge change: We bought a puppy! At first I just wanted to see the puppy but I fell in love and my husband couldn't tell me no. He knew it'd happen like that I guess so he just accepted it lol. Anyway, our Cavalier King Charles Spaniel, Maxwell (Max), is sooo adorable. You'll have to check out this little bundle of sweetness.
Plus he's already fixed, microchipped, and has all of his puppy shots! Woohoo!
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