07/22/2009 | |
---|---|
WM CC | $353.57 |
Paypal CC | $411.60 |
Citi CC | $848.46 |
Arvest CC | $1959.06 |
BoA CC | $8281.77 |
Total | $11854.46 |
I am a 25-year-old single, working mother of 2. I've got a lot resting on my shoulders, and I'm embarking on a journey to improve my finances and be able to enjoy life with my family without the constant stress of money problems. I'm sick and tired of being sick and tired!
Wednesday, July 22, 2009
Debt Update
Pretty Good Month
It's been a good month in the sense that my husband and I are finally on the same page about the need to stop digging the debt pit. So we both took ALL of our credit cards out of our wallets and put them away! So honestly this will be the last month my credit card balances had better increase or else I'm going insane! lol Baby steps! Next step no NSF's in the checking account, and so far we've done this as well. And on to the Emergency Fund!
-We had gutters put up on our house last week (lived here for over a year w/o them) and we paid with a check, not a credit card! Woohoo! So we've only got about $100 saved in the Emergency Fund right now, but we're working on increasing this now.
-So far we've been doing really well taking our lunches/snacks for work so we're not AS tempted to go pick up some food which is saving us lots of money!
-It's payday tomorrow and I sat down tonight to get the next 2 weeks' bills paid. Makes it so much easier when I don't have to worry if I forgot something.
-We had gutters put up on our house last week (lived here for over a year w/o them) and we paid with a check, not a credit card! Woohoo! So we've only got about $100 saved in the Emergency Fund right now, but we're working on increasing this now.
-So far we've been doing really well taking our lunches/snacks for work so we're not AS tempted to go pick up some food which is saving us lots of money!
-It's payday tomorrow and I sat down tonight to get the next 2 weeks' bills paid. Makes it so much easier when I don't have to worry if I forgot something.
Friday, July 17, 2009
Medical issues
On Wed this week I was diagnosed with hypothyroidism. Kinda crazy since I'm only 22, but I'm just glad I finally have a reason for being so exhausted and cold all the time!
I like the Mayo clinic's website on the subject if you care for some info:
http://www.mayoclinic.com/health/hypothyroidism/DS00353
So I've been on my meds for 3 days now and I've got to say, I feel WONDERFUL compared to what I felt like before. And the meds are supposed to take a few weeks before being fully effective, so I'm super happy.
Anyways, the cost of health knowledge will be here soon enough, but only took 2 dr visits and some bloodwork. Hopefully not too pricey.
I like the Mayo clinic's website on the subject if you care for some info:
http://www.mayoclinic.com/health/hypothyroidism/DS00353
So I've been on my meds for 3 days now and I've got to say, I feel WONDERFUL compared to what I felt like before. And the meds are supposed to take a few weeks before being fully effective, so I'm super happy.
Anyways, the cost of health knowledge will be here soon enough, but only took 2 dr visits and some bloodwork. Hopefully not too pricey.
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