Wow, I can't believe that October is already almost over!! November is a 3-paycheck month for both DH and I, and I plan to pay off the CareCredit card and use the rest of our checks for Christmas presents (I don't know what DH has planned yet lol) ... I started an Excel spreadsheet with all of our gifting needs and it looks like we'll be buying for around 29 people, plus our own kids and eachother's gifts (around 33 people total). THAT'S CRAZY! Christmas has really gotten out of hand with 4 extended families now. It's really depressing and Christmas is supposed to be so joyful. Really, I want to start our own traditions already and not trapse all around AR and OK and just invite everyone over to our place. If you don't like it, don't show up! Hahaha I'm so Grinch-y.
Anyway, can't let that get me down. We'll do our best, just like last year, but at least we won't do it charging up cards just to say we got someone something.
Monday, October 29, 2007
Saturday, October 27, 2007
End of October Update!
Old Navy- $0!
CareCredit- $393.54 (Added DH's Dr. bill of $200)
ANB- $877.38
Dell- $1080
Citi- $3573.40
BofA- $5224.80
C Car- $9100.64
M Car- $12166.73
CareCredit- $393.54 (Added DH's Dr. bill of $200)
ANB- $877.38
Dell- $1080
Citi- $3573.40
BofA- $5224.80
C Car- $9100.64
M Car- $12166.73
Total CCs and Auto- $32416.49
Monthy Reduction of $399.72
Monthy Reduction of $399.72
Total reduction of $748.76 WOOT WOOT!
Not included in my totals:
DD's Hospital bill- $593.46-118.69= $474.77
Saturday, October 13, 2007
WOOOHOOO My First Zero! And some great news!
I'm so excited!!! I just payed off my Old Navy card, sent in $119.45, I believe it was!
AWESOME news: DH just got a new job, with about a 3000/year increase in pay! I'm so proud of him! He starts on the 26th.
And that nasty DH's Dr. bill was cut in half AGAIN and we only owed $200, so we paid it quick on the CareCredit card, but hey, at least it's not $400 we would have had to pay. And we set up a payment plan for DD's hospital bill it's 118.69/month for 5 months, and we already made our first payment so it's down to $474.77 / $593.46.
Plus I'm starting to get really focused on going in the right direction again, so I've started saving more in the EF. I upset myself when I drained it last paycheck b/c we couldn't afford groceries, but it already has over $50 in it again, so I'm working on it! I also opened up an ING account so that I could get some better interest rates on savings, and it has $1.oo in it, I plan to build up the bank savings account to at least $500, then save the rest in ING, so it might be a while before I actually use this account, but I might throw some over there if I'm bored or something =)
But it won't be until around the 25th that I post a full monthly update, but I wanted to share my great news with everyone! I can't tell if it's us or October, but I think something or someone around here is lucky lol =D
AWESOME news: DH just got a new job, with about a 3000/year increase in pay! I'm so proud of him! He starts on the 26th.
And that nasty DH's Dr. bill was cut in half AGAIN and we only owed $200, so we paid it quick on the CareCredit card, but hey, at least it's not $400 we would have had to pay. And we set up a payment plan for DD's hospital bill it's 118.69/month for 5 months, and we already made our first payment so it's down to $474.77 / $593.46.
Plus I'm starting to get really focused on going in the right direction again, so I've started saving more in the EF. I upset myself when I drained it last paycheck b/c we couldn't afford groceries, but it already has over $50 in it again, so I'm working on it! I also opened up an ING account so that I could get some better interest rates on savings, and it has $1.oo in it, I plan to build up the bank savings account to at least $500, then save the rest in ING, so it might be a while before I actually use this account, but I might throw some over there if I'm bored or something =)
But it won't be until around the 25th that I post a full monthly update, but I wanted to share my great news with everyone! I can't tell if it's us or October, but I think something or someone around here is lucky lol =D
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