I am a 25-year-old single, working mother of 2. I've got a lot resting on my shoulders, and I'm embarking on a journey to improve my finances and be able to enjoy life with my family without the constant stress of money problems. I'm sick and tired of being sick and tired!
Wednesday, February 27, 2008
Tuesday, February 26, 2008
I'm Back & Feb. Update!
Whew, I'm back now... Anyways, lots of financial stuff going on since I last posted. We received our federal refund and paid off 4 cards! /cheer! Plus that pesky hospital bill is paid off! Anyways, I'm just going to update our current balances today and hopefully get the sidebar and everything else updated soon. School has been driving me nuts and now I'm training for the new position at work. I've heard it'll be 6 more weeks of training and then I'll be promoted if everything goes as planned! Which also means I'll be moving to salary with eligibility for bonuses!!!! I'm very excited about that part.
Ok, so on to the end of February update! It's a good one!
Old Navy- $0
Zales- $0
Best Buy- $0
CareCredit- $0
Dell- $0
AnB- $939.60
Citi- $4126.08
BofA- $5141.48
C Car Loan- $8066.65
M Car Loan- $11536.41
Total Debt: $29810.22
Plus Hospital bill: $118.70-$118.70= $0!
Isn't that beautiful?!! Plus, I almost forgot, I have my $1000 EF saved up! YEA!!! That was one great month for us!
Ok, so on to the end of February update! It's a good one!
Old Navy- $0
Zales- $0
Best Buy- $0
CareCredit- $0
Dell- $0
AnB- $939.60
Citi- $4126.08
BofA- $5141.48
C Car Loan- $8066.65
M Car Loan- $11536.41
Total Debt: $29810.22
Plus Hospital bill: $118.70-$118.70= $0!
Isn't that beautiful?!! Plus, I almost forgot, I have my $1000 EF saved up! YEA!!! That was one great month for us!
Saturday, February 9, 2008
State Return
Well, we already recieved our state return of $444. So I went ahead and paid off the Zales card with $261.58. I'm planning on saving the rest of the state. And once our Federal return arrives I will finish paying on those cards I already said and filling up the Emergency fund. Yea! We're finally catching up!
Monday, February 4, 2008
Tax return amounts
Wahooey! We finally got our W-2s and it looks like we'll be receiving $3169 from our federal return and $444 from the state! That is fantastic news! I plan on eliminating Zales, BestBuy, CareCredit, and Dell with at least $1000 going to savings... let's see if it pans out!
Feeling down
I'm feeling way down in the dumps... I need to stay focused. February should be a good month as it brings our tax return if our stupid W-2s would ever arrive.. I hate that our company waits till the 31st to mail them, I mean come on! lol
Anyways, I hope to pay off Zales, BestBuy, CareCredit, and Dell, so it will free up some extra money to send to the others each month. Anything over that amount will probably be put in to replenish our savings account.
I hope this goes as planned... I'm ready to get going again! Keep on keeping on! lol
Anyways, I hope to pay off Zales, BestBuy, CareCredit, and Dell, so it will free up some extra money to send to the others each month. Anything over that amount will probably be put in to replenish our savings account.
I hope this goes as planned... I'm ready to get going again! Keep on keeping on! lol
End of January
Well, here it is.. the end of January update... ONLY 4 days late =D
Old Navy- $0
Zales- $261.58
BestBuy- $353.60
CareCredit- $499.91
ANB- $940.91
Dell- $959.00
Citi- $4088.69
BoA- $5153.93
C Car- $8324.06
M Car- $11709.91
Total: 32291.59
up $334.84 over last month
Bringing my total paid off down to $873.66
Also paid $118.69 to DD's hospital bill bringing it's total due this month 237.39-118.69= $118.70 which will be the last payment, Thank goodness!
Old Navy- $0
Zales- $261.58
BestBuy- $353.60
CareCredit- $499.91
ANB- $940.91
Dell- $959.00
Citi- $4088.69
BoA- $5153.93
C Car- $8324.06
M Car- $11709.91
Total: 32291.59
up $334.84 over last month
Bringing my total paid off down to $873.66
Also paid $118.69 to DD's hospital bill bringing it's total due this month 237.39-118.69= $118.70 which will be the last payment, Thank goodness!
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