Out with the old and In with the new!

I finally got my old bank account emptied and closed, and just yesterday I went and opened up a savings account at our new bank so we're all set up now =)... So far we have $100 in there woohoo! Actually, I have about $70 more tucked away in a hiding place that I've been slowly building up since we didn't have a savings account. So I'm not sure when/if I'll take it to the bank, but for now it's just hiding there making me feel good =D
Now I am going to update my sidebar really quick and bask in my 17% of my starter EF!

Cha-Ching!

Hehe, DH is getting a bonus! It'll be around $600 after taxes and 401K is taken out. If I had gotten my new job just a little bit sooner I'd be included in this quarter's bonus as well, but BOOO lol. Hopefully 4th quarter will be just as good or better! =)
Anyway, we're planning on paying off a few medical bills that we've gotten recently, and then we'll be left with around $400. I haven't decided whether we should just throw it towards a CC, or if we should save it for our EF or Christmas funds. It'd feel wonderful to have that money sitting around, but I'm so afraid we'd spend too much one week and have to take money out to cover. So pretty much I'm still undecided.

End of September

Okie, so on to the end of September debt update; too bad it's not a good one.

ANB: $896.36
Dell: $1082.31
Citi: $3996.92
BoA: $5911.41
Toyota: $27760.51

Total Consumer: $39647.51

Owed on house: $122024.76

So the next two weeks are going to be pretty tight... and then the next paycheck I'm hoping to start saving again to fend off Murphy.

Getting all my ducks in a row..

Alrighty, so we got our new checks and debit cards in and yesterday I spent a good amount of time adding the new bank account to our online bill pays... And switched our paychecks to be deposited (hopefully this Thursday, but if not we'll move the money ourselves). So basically, we're just taking it slow and trying to keep track of our money really closely since we'll have payments coming out of both accounts for a few days.

I'm just going to skip the last months update since I'm officially a day away from the next end-of-month lol So I've also got to get our numbers together between work, dinner, and watching House tomorrow! =D

Really upset

I've been really upset here lately with our "debt elimination." I don't feel like we're making ANY progress, especially since we now have even more debt than when I first started this blog. Of course, we're making more money now, but I guess we're just upgrading our lifestyles along with it. I need some help! lol And now I'm feeling even more depressed because the holiday's are coming up and so far I have $0 saved! I had sworn I learned my lesson last year when I had to charge the last of the Xmas presents! But now look at me. I just want to cry.

New checking account

Well, I was very happy with Bank of the Ozarks when they took us in and got our mortgage within 2 weeks after Arkansas National Bank was closed. But their checking account's website just sucks. They group all of their pending debits and credits into a full day, instead of itemizing, and that just hasn't been working for me. I actually ended up overdrawing and getting charged with a stupid fee because I couldn't tell if my childcare check had been withdrawn yet. It's especially hard as some places like gas stations apply a test charge before allowing you to use the card. It's refunded, but I could never tell if they had done that or not. Anways, long story short, I finally convinced my DH to open a new checking account with Arvest. I've never been really fond of them, and he doesn't especially like them, but they are probably the largest bank network in our area, and the people I know who bank there always say they're good when I've asked them. So we've got our new debit cards already, and we're waiting on our checks, and then everything will be changed over. It sucks to have to do, but I'm hoping it will be much easier to check pending amounts.

Wow

Wow sorry I've been MIA. It's been a crazy few weeks since I got promoted. I already had to let someone go... face-to-face. That was painful. Anyway, the previous boss just left on Friday so now I'm fully 100% in charge. I'm just hoping nothing else crazy happens.

Anyways, yep I'm late on making my end-of-month update AGAIN! Maybe I should just make it a end-of-month update but around the middle of the next month lol. I'd prolly be late anyway =D But I don't think we made any progress, so don't keep your hopes up. We're having a really hard time right now. I will update everything soon! I get my first paycheck with the new $$ on Thursday.. I have no idea what I'll be making yet.

WOOOHOOOOOO!

I got a promotion! I got a raise! I'm so freaking excited and it still all feels very surreal. Anyway, I will now be making $5874 more annually! I'm very happy =D I was hoping to hit $30k salary, but they offered me $31250 and I gladly accepted lol Hopefully I can now buckle down and use this money to pay off my debt more quickly!

=D

I'm getting a promotion! I'm getting a promotion! I can't tell you how excited I am. It's not my dream job, but I'm going to get so much experience I'm freaking out! lol I get to manage 6 people directly! Of course, the people are all really dependable, so they don't need much.. but I get to do the schedules, goals, reviews, group reporting, and everything! Basically my boss and my boss's boss are "grooming me" to do great things =D And yes, I realize it benefits them because they're not having to pay for someone with a Bachelor's or the supervisory experience, but this will REALLY benefit me too! I'm freaking excited. I should be getting my offer in 3 days... but probably Monday.
And I'll be getting a raise!

Hmph...

Well I thought we were doing well. Until I remembered DH bought his new computer. *sigh* It's always something. I will not be given more than I can handle, right? I guess all I can do is look ahead and see what I can change about the situation and what else we can do to make this debt disappear. Anyways, I don't think I'm doing very well with eliminating my debt. It just seems to keep growing. I'm really upset at the moment.

On to the update:
ANB: $841.29
Dell: $1162.31
Citi: $4035.32
BoA: $4886.79
Toyota: $28399.17 (This is the same as last month, since the payment isn't even due until 8/6. I was actually ahead a little bit for the past couple of months, but this month I won't be able to keep ahead, so you'll see August's payment in August now.)

So the new total is $39324.88
Bleh! Somebody help me! lol