Starting over

The New Year is the perfect excuse to get me back on track! I'm officially starting over. I will collect our debts and savings and first thing we're doing is getting money in that savings account! Once I have that $1000, I will plan our debt attack!

If there's anyone out there still checking the site, please stay tuned =)

October's Update

ANB $856.80
Dell $1049.31
Citi $4024.46
BoA $6712.69
Toyota: $27467.05

Total Non-Mortgage Debt: $40110.31

Mortgage: $121901.03

A little late I know.. so shoot me =P

Hello!

I know, I know! I've been gone forever and a day! Let's see, speed recap: I got better, had crazy amounts of work, got sick again, both kids got sick, and just now am starting to almost feel better. So here I am again! Debt has gone up due to a new hobby, savings has gone down slightly, and DH has started to read Dave Ramsey's Your Total Money Makeover, so maybe he can get us on track.

New hobby is Geocaching! I'm excited about it, but we did have to spend money on a decent GPS unit to get started. After the GPS, we shouldn't need to buy anything and it should help us get some exercise.

Quick update

I'm feeling much better than I was in my last post. But no worries, I went to work everyday last week and actually I was feeling almost normal by Tuesday. So anyways, just wanted to give everyone a quick update so y'all know I'm not dead or anything =P Anyways, I'll be gathering up my update from last month... since I always put it off =D

Not financial at all..

I just want a place to whine for a minute... I HATE BEING SICK! I've come down with some type of sickness... I didn't feel well on Friday at work, but I decided it was kinda pointless to leave since I'd just have to come back and pick up DH. So, pretty much after work when I got home I was miserable. I was wearing flannel pajama pants, a 3/4 length shirt & jacket, socks, and finally had to put 2 comforters on me to get warm. My whole body hurt, throat hurt, and I was totally miserable. I do feel better now, but my throat is just painful. It hurts to swallow anything /cry

Anyway, that's my whine.. I'm getting better and hopefully will be rested up enough to go back to work on Monday.

Out with the old and In with the new!

I finally got my old bank account emptied and closed, and just yesterday I went and opened up a savings account at our new bank so we're all set up now =)... So far we have $100 in there woohoo! Actually, I have about $70 more tucked away in a hiding place that I've been slowly building up since we didn't have a savings account. So I'm not sure when/if I'll take it to the bank, but for now it's just hiding there making me feel good =D
Now I am going to update my sidebar really quick and bask in my 17% of my starter EF!

Cha-Ching!

Hehe, DH is getting a bonus! It'll be around $600 after taxes and 401K is taken out. If I had gotten my new job just a little bit sooner I'd be included in this quarter's bonus as well, but BOOO lol. Hopefully 4th quarter will be just as good or better! =)
Anyway, we're planning on paying off a few medical bills that we've gotten recently, and then we'll be left with around $400. I haven't decided whether we should just throw it towards a CC, or if we should save it for our EF or Christmas funds. It'd feel wonderful to have that money sitting around, but I'm so afraid we'd spend too much one week and have to take money out to cover. So pretty much I'm still undecided.

End of September

Okie, so on to the end of September debt update; too bad it's not a good one.

ANB: $896.36
Dell: $1082.31
Citi: $3996.92
BoA: $5911.41
Toyota: $27760.51

Total Consumer: $39647.51

Owed on house: $122024.76

So the next two weeks are going to be pretty tight... and then the next paycheck I'm hoping to start saving again to fend off Murphy.

Getting all my ducks in a row..

Alrighty, so we got our new checks and debit cards in and yesterday I spent a good amount of time adding the new bank account to our online bill pays... And switched our paychecks to be deposited (hopefully this Thursday, but if not we'll move the money ourselves). So basically, we're just taking it slow and trying to keep track of our money really closely since we'll have payments coming out of both accounts for a few days.

I'm just going to skip the last months update since I'm officially a day away from the next end-of-month lol So I've also got to get our numbers together between work, dinner, and watching House tomorrow! =D

Really upset

I've been really upset here lately with our "debt elimination." I don't feel like we're making ANY progress, especially since we now have even more debt than when I first started this blog. Of course, we're making more money now, but I guess we're just upgrading our lifestyles along with it. I need some help! lol And now I'm feeling even more depressed because the holiday's are coming up and so far I have $0 saved! I had sworn I learned my lesson last year when I had to charge the last of the Xmas presents! But now look at me. I just want to cry.