Well, I decided it was about time to make the rounds again and call our credit card companies to see if we could get better rates. First off, Citi couldn't do anything for me this time. Boooo! but their interest rate isn't *that* bad for a credit card (if you can say that lol) It's 12.9% right now.
Luckily my husband had much better luck with the evil BoA. We've been sitting at 18.99% with them for about a year and everytime he called they'd say they couldn't reduce the rate at the time. Amazingly enough they finally gave us a break. hm.. they must have gotten tired of bending us over... i didn't say that lol Thankfully we got it reduced to 14.99%. Now I know that's not like an awesome 3.9% rate or anything, but we're making progress! And I think that's awesome!
If I calculated it right, that's saving about $17/ month just for calling our "provider" and asking for a better deal.
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