Getting all my ducks in a row..

Alrighty, so we got our new checks and debit cards in and yesterday I spent a good amount of time adding the new bank account to our online bill pays... And switched our paychecks to be deposited (hopefully this Thursday, but if not we'll move the money ourselves). So basically, we're just taking it slow and trying to keep track of our money really closely since we'll have payments coming out of both accounts for a few days.

I'm just going to skip the last months update since I'm officially a day away from the next end-of-month lol So I've also got to get our numbers together between work, dinner, and watching House tomorrow! =D

Really upset

I've been really upset here lately with our "debt elimination." I don't feel like we're making ANY progress, especially since we now have even more debt than when I first started this blog. Of course, we're making more money now, but I guess we're just upgrading our lifestyles along with it. I need some help! lol And now I'm feeling even more depressed because the holiday's are coming up and so far I have $0 saved! I had sworn I learned my lesson last year when I had to charge the last of the Xmas presents! But now look at me. I just want to cry.

New checking account

Well, I was very happy with Bank of the Ozarks when they took us in and got our mortgage within 2 weeks after Arkansas National Bank was closed. But their checking account's website just sucks. They group all of their pending debits and credits into a full day, instead of itemizing, and that just hasn't been working for me. I actually ended up overdrawing and getting charged with a stupid fee because I couldn't tell if my childcare check had been withdrawn yet. It's especially hard as some places like gas stations apply a test charge before allowing you to use the card. It's refunded, but I could never tell if they had done that or not. Anways, long story short, I finally convinced my DH to open a new checking account with Arvest. I've never been really fond of them, and he doesn't especially like them, but they are probably the largest bank network in our area, and the people I know who bank there always say they're good when I've asked them. So we've got our new debit cards already, and we're waiting on our checks, and then everything will be changed over. It sucks to have to do, but I'm hoping it will be much easier to check pending amounts.

Wow

Wow sorry I've been MIA. It's been a crazy few weeks since I got promoted. I already had to let someone go... face-to-face. That was painful. Anyway, the previous boss just left on Friday so now I'm fully 100% in charge. I'm just hoping nothing else crazy happens.

Anyways, yep I'm late on making my end-of-month update AGAIN! Maybe I should just make it a end-of-month update but around the middle of the next month lol. I'd prolly be late anyway =D But I don't think we made any progress, so don't keep your hopes up. We're having a really hard time right now. I will update everything soon! I get my first paycheck with the new $$ on Thursday.. I have no idea what I'll be making yet.