I am a 25-year-old single, working mother of 2. I've got a lot resting on my shoulders, and I'm embarking on a journey to improve my finances and be able to enjoy life with my family without the constant stress of money problems. I'm sick and tired of being sick and tired!
Saturday, September 20, 2008
New checking account
Well, I was very happy with Bank of the Ozarks when they took us in and got our mortgage within 2 weeks after Arkansas National Bank was closed. But their checking account's website just sucks. They group all of their pending debits and credits into a full day, instead of itemizing, and that just hasn't been working for me. I actually ended up overdrawing and getting charged with a stupid fee because I couldn't tell if my childcare check had been withdrawn yet. It's especially hard as some places like gas stations apply a test charge before allowing you to use the card. It's refunded, but I could never tell if they had done that or not. Anways, long story short, I finally convinced my DH to open a new checking account with Arvest. I've never been really fond of them, and he doesn't especially like them, but they are probably the largest bank network in our area, and the people I know who bank there always say they're good when I've asked them. So we've got our new debit cards already, and we're waiting on our checks, and then everything will be changed over. It sucks to have to do, but I'm hoping it will be much easier to check pending amounts.
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