We ended up buying a second car here recently. I was going to need transportation for going to school after work and having my husband be able to run by the daycare to pick up the kids or once school starts, daycare and by school. It's a used car, but of course we couldn't pay outright so we financed it. So pretty much taking the risk of buying a vehicle so I can attend school and hopefully improve our finances eventually once I receive my bachelor's degree.
Pretty much, I haven't been able to stop using the credit cards yet as I was scraping all of our spare money from our paycheck to use for tags & title on the car. Baby steps, right? First, admit you have a problem =) I'm so there.
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